How much does a baby cost?

If you guessed $23,980, you're getting close. The hospital bill is adding up after a week and a half. A few more weeks and we'll top the $100,000 mark. Our insurance covers all but $3,000 (our out of pocket maximum) which is good. That's covered when we figured our flexible spending account with the pre-taxed dollars we set aside was exactly $3,000. Final cost to us that hasn't already been covered by money previously set aside: $0. The feeling that we may get to take home a bundle of joy while barely batting an eyelash? Priceless.